Do I need a mortgage broker?
Comparing mortgages online is a good starting point–it's great to get an idea of what's out there! BUT choosing a mortgage is a process far more complex than simply opting for the lowest rate or the product with the best incentives.
Picking the best ‘deals’ online is meaningless if you don’t qualify for the loan and if you do not understand the product, absolutely, you could end up paying more than you initially anticipated.
A mortgage broker evaluates your circumstances wholly in order to recommend a suitable product and lender. It is that thorough, professional look at your finances that makes seeking advice worthwhile.
Nevertheless, after considerable reformation of the mortgage market, Banks and Building Societies are now obliged to interview all applicants personally; for direct to consumer circumstances. Often, you will have to wait several weeks and the interviews can be rather lengthy.
We care what our customers think of us and so should you. We are partners in your business and your success is ours.
“We found that Future Life Capital made things clear and straight forward for us to understand. We really don't think there was anything they could have done better!”
“There we're a number of complex situations that they helped me through & I got a rate that was far better than anything I could find. I couldn't recommend them highly enough!”
“The help and advice offered was second to none and both were always happy to help. They have both made the process pain free for myself and would definitely recommend their services.”