My career in financial services spans 44 years and I have witnessed some serious change.  The most pleasing aspect has been a drive towards professionalism in the industry, and I have certainly sat more exams than I did at school!  Along the way, I have achieved Chartered Financial Planner status, which helps to underpin my advice.  Most recently, I achieved a distinction in the STEP financial services paper, we work increasingly with Solicitors, so this was a good addition. In my leisure time, apart from enjoying times with my expanding family, I enjoy golf, keeping fit and I indulge myself in the growing choice of films, as well keeping a close eye on big sporting events.